How to Avoid Probate: The Routes the Statutes Publish

How to avoid probate

Verified
19 Jul 2026

The route with a number you can check today is the small-estate threshold. Forty-eight states publish one, and in seventeen of them it is $100,000 or higher.

Most writing on this subject is about planning ahead. This page is about the estate in front of you. If it sits under your state’s published line, a shorter route usually replaces the full process — and with it the petition, the letters, the appointed representative and the fees that follow from having one. If it sits above the line, the cost of running the process is knowable too: twenty states charge one flat court fee from $45.00 to $435.00, and the states that scale it reach $10,100.00 on a $500,000 estate. Every figure below is taken from the statute or the court’s own schedule and carries the date it was last read.

Figures are carried from the fifty state pages, each of which cites its own statute. The stamp shows the oldest verification date behind any figure quoted here.

Informational only, not legal advice. Figures verified on the date stamped. Details: /disclaimer/

Find out which side of the line you are on

The threshold is the only avoidance route with a published dollar figure, which makes it the only one you can settle in a minute. The checker asks what your state’s statute actually turns on — the value, and where it matters the year of death, who inherits and which route you are taking.

Small-Estate Checker · all fifty states

Where a state runs more than one route, the checker tests the one your figure fits and names the others. Where it publishes no figure, it gives the test that applies instead rather than inventing a number.

Open the Small-Estate Checker →

Four routes the statutes actually publish

Under the threshold, by affidavit
The common route. You sign a sworn form, wait out the statutory period — thirty days in most states, forty-five in Arkansas and Indiana, forty in California, ten in Oklahoma — and present it to whoever holds the asset. No petition and no personal representative. It is blocked almost everywhere once an application for a representative is pending or granted in any jurisdiction, so it closes if full probate has started.
Under the threshold, by a lighter court process
Not every simplified route skips the court. Iowa’s is a court administration with an appointed representative and issued letters. South Carolina’s affidavit needs the probate judge’s approval and countersignature. Pennsylvania’s route is a petition rather than an affidavit. Hawaii’s second route has the court clerk run the estate and charges three per cent of it. Read which one your state offers before assuming it means no court.
A route with no dollar limit at all
Three states carry one alongside the route that has a limit. Florida’s turns on two years having passed since the death, Louisiana’s on twenty years, and Idaho’s on the surviving spouse being the sole devisee or beneficiary. New Hampshire has no value cap anywhere in its scheme — the gate is the identity of the beneficiaries or heirs.
Property that never enters the estate
Some assets pass outside probate by operation of law rather than through the estate, which is why several statutes carve them out of the count — Delaware excludes jointly owned property from its $50,000, Washington excludes the community property interest, and Ohio’s executor commission expressly does not reach joint and survivorship property. Whether any of this applies to a particular asset is a question for an attorney licensed in your state, and we do not guess at it.

Seventeen states where the line is $100,000 or higher

People assume the small-estate route is for tiny estates. In a third of the country it is not. Read the base note beside each figure — it decides whether your estate is measured on it.

StateLimit
Wyoming
entire Wyoming estate, less liens and encumbrances
$400,000
California
gross California property; a residence route reaches $750,000
$208,850
Arizona
personal property; $300,000 real property, on a six-month wait
$200,000
Iowa
gross probate assets; a court administration, not an affidavit
$200,000
Illinois
personal estate; registered motor vehicles excluded
$150,000
Louisiana
gross at the date of death; a second route has no limit
$125,000
Hawaii
gross; motor vehicles sit outside the cap entirely
$100,000
Idaho
entire estate wherever located, less liens and encumbrances
$100,000
Indiana
for a death after 30 June 2022; net of liens and funeral expenses
$100,000
Montana
probate estate wherever located, less liens and encumbrances
$100,000
Nebraska
personal property only, worldwide, less liens
$100,000
North Dakota
entire estate wherever located, less liens and encumbrances
$100,000
South Dakota
entire estate less liens; a real property route at $50,000
$100,000
Utah
personal property only
$100,000
Washington
personal property only; no route for real property
$100,000
Alaska
vehicles, plus $50,000 of other personal property
$100,000
Arkansas
less encumbrances, homestead and allowances excluded
$100,000

The remaining states publish lower figures, down to $15,000 in Rhode Island. All fifty, with the base each is measured on, are in the small estate limits guide.

What running the full process costs instead

  • the court’s filing feeTwenty states charge one flat amount whatever the estate is worth, from $45.00 in Alabama to $435.00 in California. New Mexico’s county probate court takes an informal, uncontested estate for $30.00, the lowest figure in the country. The states that scale it reach $10,100.00 in New Castle County, Delaware on a $500,000 estate, $2,120.00 in North Carolina, $1,865.00 in Connecticut and $1,250.00 in New York.
  • the executor’s feeTwenty-three states publish a rule for it, twenty-one of which can be worked to the dollar — $25,000.00 in Kentucky, South Carolina and Texas on a $500,000 estate, down to $10,000.00 in Wisconsin. It is often waived inside families, but the law sets what may be charged.
  • the attorney’s feeSeven states publish the formula: $15,000.00 in Florida, $14,050.00 in Arkansas and Missouri, $13,000.00 in California and Nevada, $10,350.00 in Wyoming and up to $10,120.00 in Iowa, all on a $500,000 estate. The other forty-three leave it to reasonable compensation with no published figure.
  • the creditor noticeThe statute usually sets how often the notice runs and for how long, and the newspaper sets the price within that. Some states cap the rate; some hand the notice to the court, which places it and bills you what it was charged.
  • the bondWhere the court requires one and the will has not waived it. Tennessee’s small-estate route is worth noting here for the opposite reason: creditors are shut out of it entirely and cannot file claims at all.

Add those together and the gap between clearing the threshold and not clearing it is usually the largest single cost decision in the whole process — which is why it is the first thing worth checking.

Not sure what the estate is worth?

The threshold test needs a value, and the base it is measured on is not always the whole estate — some states count gross, some count after liens and encumbrances, some count only personal property. Work the value first, then test it against the line.

Open the Estate-Value Estimator →

When a figure changes, know first

Statutes get amended and fee schedules get updated. Once a month, we send a short note listing every figure that changed and every page we re-verified. Reference, not marketing.

Avoiding probate questions

Can you avoid probate entirely?

Sometimes the process can be shortened or skipped. Forty-eight states publish a threshold under which a shorter route applies, and some assets pass outside probate by operation of law rather than through the estate. What applies to your own situation is a question for a licensed attorney in your state; what this site can show you is exactly where the line sits in each state and what the process costs when it does run.

What is the easiest way to avoid probate?

Being under the small-estate limit, where you are. It is the one route with a published number you can check today, and clearing it usually removes the petition, the letters, the personal representative and the fees that follow from having one. The limit reaches $400,000 in Wyoming, $208,850 in California and $200,000 in Arizona and Iowa.

Does a small estate route avoid the court entirely?

In most states, yes — the affidavit is presented to whoever holds the asset rather than to a judge. Not everywhere. Iowa’s route is a simplified court administration where the court still appoints a representative and issues letters. South Carolina’s affidavit needs the probate judge’s approval and countersignature. Hawaii’s second route has the court clerk run the estate and charges three per cent for it.

Does the house stop me using the shortcut?

In a lot of states, yes. Illinois, Massachusetts, Minnesota, Nebraska, Pennsylvania, Tennessee, Utah and Washington limit their route to personal property, so real property cannot pass under it. Connecticut and Delaware go further and bar the route where there is real property at all. Arizona, California, New Mexico and South Dakota publish separate real property routes with their own ceilings and their own waiting periods.

Are there routes with no dollar limit?

Three states carry one alongside the route that has a limit. Florida’s second route turns on two years having passed since the death rather than on value, Louisiana’s on twenty years, and Idaho’s on the surviving spouse being the sole devisee or beneficiary. New Hampshire sets no value cap at all — its test is who inherits.

How much does avoiding probate actually save?

The court’s own charge is the part you can put a number on. Twenty states charge one flat filing fee whatever the estate is worth, from $45.00 in Alabama to $435.00 in California. The scaling states run much higher: on a $500,000 estate the court’s charge reaches $10,100.00 in New Castle County, Delaware, $2,120.00 in North Carolina and $1,250.00 in New York. On top of that sit the executor fee, the creditor notice, the bond, and in seven states a statutory attorney fee.

How these figures are verified

Every figure on this page is carried from a state page, and every figure on a state page was checked against the official source — the statute, the court rule, or the court’s own published fee schedule — on the date stamped beside it. No figure appears anywhere on this site that has not been opened and read at its source first. Where a source publishes no figure, we print that absence rather than filling the gap with an estimate.

The sources for each figure are listed on that state’s own page, with a direct link and a date. Our re-check cadence, and what we do when a statute changes, are set out at /methodology/.

Researched and verified by John Terra · Methodology

This page is information, not legal advice. Reading it does not create an attorney-client relationship. Laws and fee schedules change; every figure here was verified on the date stamped beside it. For advice about your own situation, consult an attorney licensed in your state. Full terms: /disclaimer/

Next: small estate limits by state, executor fees by state and do you need a lawyer for probate — or the full picture at how much does probate cost.